Benefits For Massachusetts Health Insurance

The Massachusetts Health Care Reform was a law that had been enacted in the year 2006 for ensuring the safety of Massachusetts health insurance. According to the norms of the Massachusetts Health Care Reform, each and every member of the state of Massachusetts should be covered under Massachusetts health insurance policies.

There are provisions of free health or medical insurance for residents who earn a lesser amount than 150% of the country’s poverty line. It also provides partly subsidized health care services for those who earn as much as 300% of the federal poverty level. The extent of the subsidy is something that depends on a sliding scale based on the income of the individual. The reform is expected to cover about 440000 residents.

According to the norms of the Massachusetts Health Care Reform, the Health Connector, a liberal public body was set up. It is also called the Commonwealth Health Insurance Connector Authority. Its function is to offer subsidized coverage as well as enable purchase and selection of private insurance policies for small businesses and self employed individuals.

Residents of the state can obtain Massachusetts health insurance benefits such as tax penalty in case they are unable to obtain insurance. In 2007, the tax filers, who could not qualify for a health or medical insurance plan that was affordable for them, lost an exemption of $219 on the income tax. In the following year, the penalties were increased by monthly increments, depending on 50% of health insurance costs.

The Massachusetts Health Care Reform law had been enforced as Chapter 58 of Acts of 2006. The aim was to provide accessibility to accountable as well as quality health care standards. The bill was amended in 2006 and 2007 for making technical clarifications in the statute.

As far as the reform coalitions are concerned, there had been political leaders who advocated for implementation of major health reforms in Massachusetts. The aim is to expand the extent of coverage as well as draw attention to the number of people who are yet to be insured medically. The Governor of Massachusetts had made it clear that there should be a plan that covers all uninsured individuals in the state.

The coalition of ACT or Affordable Care Today introduced a bill for expanding the SCHIP and Medicaid coverage for Mass Health as well as highly subsidized programs. The aim was to increase the coverage subsidy and help employees out by providing medical coverage at affordable rates.

With signatures gathered from the common people, the proposal for a comprehensive health insurance coverage plan was placed. A program entitled ‘Roadmap to Coverage’ was sponsored by the Blue Cross Blue Shield for extending the coverage to every person in the commonwealth.

The federal government pressurized the state authorities to make certain alterations to the federal rule that permits the state to operate an extensive Medicaid program. According to the previous waiver, federal funds worth $385 million were being credited to the state for implementing it wholly in healthcare.